In my previous post (https://statcompute.wordpress.com/2019/03/10/a-summary-of-my-home-brew-binning-algorithms-for-scorecard-development), I’ve shown different monotonic binning algorithm that I developed over time. However, these binning functions are all useless without a deployment vehicle in production. During the weekend, I finally had time to draft a R function (https://github.com/statcompute/MonotonicBinning/blob/master/code/calc_woe.R) that can be used to deploy the binning outcome and to apply the …